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Finance

 Flexible finance from Warmseal Home Improvements

Whether you are looking for a garage conversion, new windows or doors or you want to extend your home with a conservatory, here at Warmseal we offer finance packages to help make paying for your home improvement easier and more convenient.

As with all our bespoke home improvement services, we also offer flexibility when it comes to finance. That is why we offer a range of finance packages to suit your individual requirements and budget. This includes low monthly payments and buy now pay later finance.

Representative Finance Example: Low Monthly Payments
Cash Price: £5500.00
Deposit: £0.00
Total Credit: £5500
120 months agreement at 12.9% APR (fixed)
Interest Payable: £4043.54
Total Amount Repayable: £9543.54 (including deposit)

Interest Free Credit – 12 & 24 months

With interest free credit over 12 and 24 months, you’ll be amazed at how affordable your home improvement dreams could be.

There are no arrangement fees and no hidden costs with our interest free credit option. You can make over payments or pay off your agreement early at no additional cost.


Representative Finance Example: 12 months

Cash Price: £5,000.00
Deposit: £2,500.00
Total Amount of Credit: £2,500.00
Duration of Agreement: 12 Months
Rate of Interest: 0% p.a. variable
Representative APR: 0%  
Monthly Payments: £208.33
Total Amount Payable: £5,000.00

Representative Finance Example: 24 months

Cash Price: £7,500.00
Deposit: £3,750.00
Total Amount of Credit: £3,750.00
Duration of Agreement: 24 Months
Rate of Interest: 0% p.a. variable
Representative APR: 0%  
Monthly Payments: £156.25
Total Amount Payable: £7,500.00

Buy Now & Pay in 12 months

Minimum order value £1000. If you repay the agreement in full during the 12 month deferral period then the lender will not charge you interest (an early settlement fee may apply) OR you will commence 120 monthly repayments at 17.9% APR Representative – in this case interest will be calculated in line with the below conditions:

1.    1. If you repay part of the loan on or before the date of the first repayment, the lender will not charge you interest on the part of the loan you repay. When the lender receives your payment, they will reduce your loan balance by the sum of your repayment plus the interest rebate.

2.    2. If you make a full or partial settlement payment to the lender after the date of the first repayment you will not be entitled to a refund of any interest incurred prior to the date the lender receives the payment. You may be entitled to an interest rebate, which will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004.

Representative Finance Example: buy now & pay in 12 months

Cash price: £3000
Deposit: £nil
Amount of Credit: £3000
Rate of Interest: 17.90% p.a. variable 17.9% APR representative
Duration of agreement: 132 months 
120 monthly repayments of £59.71
Total Amount repayable: £7165.20

If you are looking for high quality, yet affordable home improvement services, then don’t hesitate to contact Warmseal today!

Looking for an affordable way to improve your home?

Contact our home improvement experts who will be happy to help.

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Warmseal Newcastle Limited is an Appointed Representative of Improveasy Ltd., a company registered in England and Wales (Co. Reg. number 7807352). Registered Office: Manchester Business Park, 3000 Aviator Way, Manchester M22 5TG. The firm is authorised and regulated by the Financial Conduct Authority (FRN 708623). The firm is authorised as a Broker, not a Lender and offers credit facilities from a panel of lenders. The credit is subject to application and status. To view our finance options click here.

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